OneMain Holdings Valuation
| OMF Stock | USD 56.43 0.57 1.02% |
At this time, the company appears to be overvalued. OneMain Holdings holds a recent Real Value of $51.34 per share. The prevailing price of the company is $56.43. Our model determines the value of OneMain Holdings from analyzing the company fundamentals such as Operating Margin of 0.34 %, shares outstanding of 117.15 M, and Return On Equity of 0.24 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting OneMain Holdings' valuation include:
Overvalued
Today
Please note that OneMain Holdings' price fluctuation is very steady at this time. Calculation of the real value of OneMain Holdings is based on 3 months time horizon. Increasing OneMain Holdings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the OneMain stock is determined by what a typical buyer is willing to pay for full or partial control of OneMain Holdings. Since OneMain Holdings is currently traded on the exchange, buyers and sellers on that exchange determine the market value of OneMain Stock. However, OneMain Holdings' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 56.43 | Real 51.34 | Target 72.29 | Hype 56.43 |
The real value of OneMain Stock, also known as its intrinsic value, is the underlying worth of OneMain Holdings Company, which is reflected in its stock price. It is based on OneMain Holdings' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of OneMain Holdings' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of OneMain Holdings helps investors to forecast how OneMain stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of OneMain Holdings more accurately as focusing exclusively on OneMain Holdings' fundamentals will not take into account other important factors: When choosing an evaluation method for OneMain Holdings, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
OneMain Holdings Cash |
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OneMain Holdings Total Value Analysis
OneMain Holdings is now expected to have company total value of 28.58 B with market capitalization of 6.7 B, debt of 22.69 B, and cash on hands of 914 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the OneMain Holdings fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
28.58 B | 6.7 B | 22.69 B | 914 M |
OneMain Holdings Investor Information
About 92.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.96. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. OneMain Holdings has Price/Earnings To Growth (PEG) ratio of 0.61. The entity recorded earning per share (EPS) of 6.56. The firm last dividend was issued on the 17th of February 2026. Based on the key indicators related to OneMain Holdings' liquidity, profitability, solvency, and operating efficiency, OneMain Holdings is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 3.3 B | 3.1 B |
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OneMain Holdings Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. OneMain Holdings has an asset utilization ratio of 22.79 percent. This implies that the Company is making $0.23 for each dollar of assets. An increasing asset utilization means that OneMain Holdings is more efficient with each dollar of assets it utilizes for everyday operations.OneMain Holdings Profitability Analysis
Based on OneMain Holdings' profitability indicators, OneMain Holdings is performing exceptionally good at the present time. It has a great chance to showcase excellent profitability results in March. Profitability indicators assess OneMain Holdings' ability to earn profits and add value for shareholders.Net Income | First Reported 2000-03-31 | Previous Quarter 199 M | Current Value 204 M | Quarterly Volatility 173 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.73 | 0.6948 |
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For OneMain Holdings profitability analysis, we use financial ratios and fundamental drivers that measure the ability of OneMain Holdings to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well OneMain Holdings utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between OneMain Holdings's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of OneMain Holdings over time as well as its relative position and ranking within its peers.
OneMain Holdings Earnings per Share Projection vs Actual
By analyzing OneMain Holdings' earnings estimates, investors can diagnose different trends across OneMain Holdings' analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for OneMain Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.OneMain Holdings Ownership Allocation
OneMain Holdings owns a total of 117.15 Million outstanding shares. The majority of OneMain Holdings outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in OneMain Holdings to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in OneMain Holdings. Please pay attention to any change in the institutional holdings of OneMain Holdings as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.OneMain Holdings Profitability Analysis
The company reported the last year's revenue of 6.24 B. Total Income to common stockholders was 782 M with profit before taxes, overhead, and interest of 2.78 B.OneMain Holdings Past Distributions to stockholders
| 14th of November 2025 | ||
| 13th of August 2025 | ||
| 16th of May 2025 | ||
| 20th of February 2025 | ||
| 18th of November 2024 | ||
| 16th of August 2024 | ||
| 17th of May 2024 | ||
| 23rd of February 2024 | ||
| 20th of February 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates OneMain Holdings' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in OneMain Holdings and how it compares across the competition.
About OneMain Holdings Valuation
The stock valuation mechanism determines OneMain Holdings' current worth on a weekly basis. Our valuation model uses a comparative analysis of OneMain Holdings. We calculate exposure to OneMain Holdings's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of OneMain Holdings's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 4.3 B | 4.6 B | |
| Pretax Profit Margin | 0.16 | 0.17 | |
| Operating Profit Margin | 0.37 | 0.39 | |
| Net Profit Margin | 0.13 | 0.13 | |
| Gross Profit Margin | 0.69 | 0.73 |
OneMain Holdings Quarterly Retained Earnings |
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A single share of OneMain Holdings represents a small ownership stake in the entity. As a stockholder of OneMain, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
OneMain Holdings Dividends Analysis For Valuation
At this time, OneMain Holdings' Dividend Yield is most likely to increase slightly in the upcoming years. The OneMain Holdings' current Dividend Payout Ratio is estimated to increase to 0.67, while Dividends Paid is projected to decrease to roughly 386.1 M. . At this time, OneMain Holdings' Price Earnings To Growth Ratio is most likely to slightly decrease in the upcoming years.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 499 M | 386.1 M | |
| Dividend Yield | 0.06 | 0.07 | |
| Dividend Payout Ratio | 0.64 | 0.67 | |
| Dividend Paid And Capex Coverage Ratio | 6.27 | 5.96 |
There are various types of dividends OneMain Holdings can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of OneMain shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from OneMain Holdings directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When OneMain pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of OneMain Holdings by the value of the dividends paid out.
OneMain Holdings Growth Indicators
Investing in growth stocks can be very risky. If the company such as OneMain Holdings does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 119.3 M | |
| Quarterly Earnings Growth Y O Y | 0.637 | |
| Forward Price Earnings | 7.8802 |
OneMain Holdings Current Valuation Indicators
Valuation refers to the process of determining the present value of OneMain Holdings and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value OneMain we look at many different elements of the entity such as OneMain's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as OneMain Holdings, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use OneMain Holdings' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes OneMain Holdings' worth.Complementary Tools for OneMain Stock analysis
When running OneMain Holdings' price analysis, check to measure OneMain Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OneMain Holdings is operating at the current time. Most of OneMain Holdings' value examination focuses on studying past and present price action to predict the probability of OneMain Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OneMain Holdings' price. Additionally, you may evaluate how the addition of OneMain Holdings to your portfolios can decrease your overall portfolio volatility.
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